Koustav Biswas · AMFI MF Distributor · IRDAI Insurance Dist. · NSE & BSE Auth. Person · ARN-194809

    How we calculate

    Every number on this site comes from a published rule. Here is what each tool does, where its data comes from, and when it refuses to show a result.

    Written by Koustav Biswas · Reviewed 15 Oct 2026 · How we calculate

    Calculators

    SIP values use the standard monthly compounding formula with contributions at the start of each month. SWP and goal tools use the same monthly maths. Rates you enter are assumptions, not forecasts. These formulas are checked by automated tests on every release.

    DADA 5-pillar score

    Earnings 25%, fundamentals 20%, relative valuation 25%, risk 15% and momentum 15%. A score is shown only when enough inputs are available.

    Stock signals

    Rule-based. No buy or sell signal is issued when a key number such as RSI or P/E is missing — the page shows “Data pending” instead. Before 9:15 AM IST we show the previous official close, not pre-market quotes.

    Multibagger scorecard

    A tier is given only when at least 15 of the 25 checks can be measured. Otherwise the result reads “Insufficient data”.

    Market data

    Prices and fundamentals come from public exchange data and filings; mutual fund data from AMFI disclosures; rates from RBI. Each card shows when its data was last updated.

    AI

    AI writes plain-language summaries of numbers we already computed. It does not create the numbers. A nightly audit re-checks key figures against their sources.

    Educational · AP + AMFI MFD · Not RIA / RA · PaRRVA out-of-scope

    Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Figures are illustrations at assumed rates, not a promise of returns. Koustav Biswas is an AMFI-registered Mutual Fund Distributor (ARN-194809) — not a SEBI-registered Investment Adviser (RIA) or Research Analyst (RA). This page is not a personalised investment service.