About Us

    Koustav Biswas — Financial Product Distributor, professionally working in Banking, Private Wealth Management and the BFSI domain since 2007. Specialising in NRI Investments, Tax Planning and Goal-based SIPs for Indian families — with clarity, transparency and trust.

    Educational · AP + AMFI MFD · Not RIA / RA · PaRRVA out-of-scope

    Founder Details

    Mr. Koustav Biswas

    Founder · Financial Product Distributor

    Professionally working in this field since 2007

    Mr. Koustav Biswas has been professionally working in Banking, Private Wealth Management, and the BFSI domain (Big Data and Analytics) since 2007 — close to two decades of hands-on experience. He has worked with renowned companies including ICICI Bank, Kotak Mahindra Bank, Yes Bank, Right Horizons, Tech Mahindra, and more.

    Today he distributes financial products of SEBI-registered entities as an AMFI-registered Mutual Fund Distributor, an Authorised Person of a SEBI-registered stock broker, and an IRDAI-licensed Insurance Distributor. He is NOT a SEBI Registered Investment Adviser (RIA) and NOT a SEBI Registered Research Analyst (RA).

    🚀 Our Logo: A Symbol of Financial Freedom! 🦅

    Plan Your Future Logo

    We are thrilled to unveil our logo that perfectly embodies our mission to help you Plan Your Future and achieve financial freedom. The soaring eagle represents strength, vision, and the ability to rise above financial challenges.

    Just as an eagle flies freely, our goal is to empower you to take control of your financial future, free from worries or constraints. At Plan Your Future, we believe that financial freedom is about making choices that bring you peace of mind and security.

    Whether it's planning for retirement, managing your investments, or building long-term wealth, we're here to guide you every step of the way.

    🌟 Join us on this journey to freedom!

    Together, let's create a future where you soar confidently towards your goals.

    Licenses & Registrations

    NSE & BSE Registration

    Registered Authorised Person (AP)

    AP No: AP0397299811

    Of Angel One Limited · SEBI Reg. No. INZ000161534

    AMFI Registration

    AMFI-registered Mutual Fund Distributor

    ARN: ARN-194809 · EUIN: E389902

    IRDAI Registration

    IRDAI-licensed Insurance Distributor

    License No: HDF01653347

    TIN Registration

    Tax Identification

    TIN: 1115016820240310

    GST Registration

    Goods & Services Tax

    GSTIN: 19AMXPB1031B1ZG

    Trade Mark

    Registered Trademark

    Trade Mark No: 4032388

    All registrations and licenses are valid and up-to-date. For verification, please visit the respective regulatory body's website or contact us directly.

    SEBI-Registered Entities We Distribute For

    Koustav Biswas — Financial Product Distributor. Products are manufactured and managed by the SEBI-registered entities listed below. Our role is limited to distribution, execution and support. We are NOT a SEBI Registered Investment Adviser (RIA) and NOT a SEBI Registered Research Analyst (RA).

    Stock Broking — Authorised Person

    Stock Broker

    Angel One Limited

    SEBI Registration No.

    INZ000161534

    Authorised Person Code (NSE & BSE)

    AP0397299811

    Insurance Distribution

    Regulator

    IRDAI

    Role

    Insurance Distributor

    Registration No.

    HDF01653347

    SEBI-Registered Mutual Funds (59)

    Distributed under AMFI Registration Number ARN-194809 (EUIN: E389902).

    #Mutual Fund (as named by SEBI)SEBI Registration No.
    1360 ONE Mutual FundMF/067/11/02
    2Abakkus Mutual FundMF/088/25/14
    3Aditya Birla Sun Life Mutual FundMF/020/94/8
    4AlphaGrep Mutual FundMF/090/26/16
    5Angel One Mutual FundMF/083/24/09
    6ASK Mutual FundMF/089/26/15
    7Axis Mutual FundMF/061/09/02
    8Bajaj Finserv Mutual FundMF/078/23/04
    9Bandhan Mutual FundMF/042/00/3
    10Bank of India Mutual FundMF/056/08/01
    11Baroda BNP Paribas Mutual FundMF/018/94/2
    12Canara Robeco Mutual FundMF/004/93/4
    13Capitalmind Mutual FundMF/084/25/10
    14Carnelian Mutual FundMF/094/26/20
    15Choice Mutual FundMF/087/25/13
    16CRB Mutual Fund(Defunct)MF/008/93/5
    17DSP Mutual FundMF/036/97/7
    18Edelweiss Mutual FundMF/057/08/02
    19Franklin Templeton Mutual FundMF/026/96/8
    20Groww Mutual FundMF/068/11/03
    21HDFC Mutual FundMF/044/00/6
    22Helios Mutual FundMF/079/23/05
    23HSBC Mutual FundMF/046/02/5
    24ICICI Prudential Mutual FundMF/003/93/6
    25IDBI Mutual FundMF/064/10/01
    26IIFCL Mutual Fund (IDF)MF/071/13/01
    27IL&FS Infra Debt Fund Mutual FundMF/072/13/02
    28Invesco Mutual FundMF/052/06/01
    29ITI Mutual FundMF/073/18/01
    30Jio BlackRock Mutual FundMF/085/25/11
    31JM Financial Mutual FundMF/015/94/8
    32Kotak Mahindra Mutual FundMF/038/98/1
    33LIC Mutual FundMF/012/94/5
    34Mahindra Manulife Mutual FundMF/069/16/01
    35Mirae Asset Mutual FundMF/055/07/03
    36Monarch Networth Capital Mutual FundMF/092/26/18
    37Motilal Oswal Mutual FundMF/063/09/04
    38NJ Mutual FundMF/076/21/02
    39Navi Mutual FundMF/062/09/03
    40Nippon India Mutual FundMF/022/95/1
    41Old Bridge Mutual FundMF/081/23/07
    42PGIM India Mutual FundMF/065/10/02
    43Parag Parikh (PPFAS) Mutual FundMF/069/12/01
    44Quant Mutual FundMF/028/96/4
    45Quantum Mutual FundMF/051/05/02
    46Samco Mutual FundMF/077/21/03
    47SBI Mutual FundMF/009/93/3
    48Shriram Mutual FundMF/017/94/4
    49Sundaram Mutual FundMF/034/97/2
    50Tata Mutual FundMF/023/95/9
    51Taurus Mutual Fund(Record incomplete)MF/002/93
    52The Wealth Company Mutual FundMF/086/25/12
    53Trust Mutual FundMF/075/19/01
    54Unifi Mutual FundMF/082/24/08
    55Union Mutual FundMF/066/11/01
    56UTI Mutual FundMF/048/03/01
    57Wealth First Portfolio Managers Mutual FundMF/091/26/17
    58WhiteOak Capital Mutual FundMF/074/18/02
    59Zerodha Mutual FundMF/080/23/06

    Registration granted by SEBI, AMFI, IRDAI, NSE or BSE in no way guarantees the performance of the intermediary or assures any return to investors. Mutual fund investments are subject to market risks — read all scheme-related documents carefully. Insurance is the subject matter of solicitation.

    Disclaimer

    Koustav Biswas is a Registered Authorised Person (AP: AP0397299811) of NSE & BSE through Angel One Limited (SEBI Reg. No. INZ000161534), an AMFI-registered Mutual Fund Distributor (ARN-194809, EUIN: E389902), and an IRDAI-licensed Insurance Distributor (License No: HDF01653347) — NOT a SEBI Registered Investment Adviser (RIA) and NOT a SEBI Registered Research Analyst (RA). Our remuneration comes from commissions or brokerage fees paid by product companies; we do not charge additional fees for our value-added services.

    Our role is limited to plan making, data-driven discussions, and assisting with the execution and sale of financial products. The customer is solely responsible for their own investment decisions. All content on this website is for educational purposes only and does not constitute investment, tax, or insurance advice as defined under the SEBI (Investment Advisers) Regulations, 2013. Insurance is the subject matter of solicitation. Mutual Fund investments are subject to market risks — read all scheme-related documents carefully before investing.

    Educational · AP + AMFI MFD · Not RIA / RA · PaRRVA out-of-scopeSEBI PaRRVA — out of scope

    SEBI PaRRVA Notice (effective 4 May 2026): The SEBI Past Risk and Return Verification Agency framework mandates third-party performance verification for SEBI-registered Investment Advisers (RIA), Research Analysts (RA), and algo-trading platforms publishing performance claims. Koustav Biswas operates ONLY as an Authorised Person (AP: AP0397299811) of NSE & BSE and as an AMFI-registered Mutual Fund Distributor (ARN: ARN-194809, EUIN: E389902) — NOT as an RIA and NOT as an RA. Accordingly, PaRRVA verification is OUT OF SCOPE for this platform. All numbers, signals, hit-rates, illustrative price zones, and back-tested track-records shown anywhere on this platform are educational distribution analytics on publicly available market data and do NOT constitute a SEBI-verified performance claim, investment advice, or a buy/sell recommendation.

    Investment in equity market is subject to market risk. We do not claim any guarantee of return in equity-related investments. Past performance is not indicative of future results. Please read all scheme-related documents carefully before investing. All outputs are purely data-driven, rules-based, and AI-generated — not financial advice. For professional advice, consult your registered human professional.

    Contact Information

    Office Address

    Kolkata, West Bengal, India

    GSTIN: 19AMXPB1031B1ZG

    Phone / WhatsApp

    +91 9663393794

    © 2026 Plan Your Future. All rights reserved.