Editorial policy
How our guides are written, checked and kept up to date.
Written by Koustav Biswas · Reviewed 15 Oct 2026 · How we calculate
Who writes and reviews
Guides are written and reviewed by Koustav Biswas, an AMFI-registered Mutual Fund Distributor (ARN-194809, EUIN E389902), working in banking, private wealth management and BFSI since 2007.
What we will not do
We do not promise returns, publish invented ratings or testimonials, or present any content as personalised investment guidance. We are not a SEBI-registered Investment Adviser or Research Analyst.
Facts and sources
Rules and rates are taken from SEBI, AMFI, RBI and the Income Tax Department. Market numbers come from public exchange and fund-house data. If we cannot verify a fact, we leave it out.
Updates and corrections
Each guide shows its last review date. When rules change we update the page. If you spot an error, message us on WhatsApp from any page and we will correct it and update the date.
Use of AI
AI helps draft plain-language summaries. Every published guide is checked by a person, and all figures come from our own calculations, not from the AI.
Distributor disclosure
We may earn commission as a distributor on regular plans of mutual funds. This is disclosed so you can weigh it.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Figures are illustrations at assumed rates, not a promise of returns. Koustav Biswas is an AMFI-registered Mutual Fund Distributor (ARN-194809) — not a SEBI-registered Investment Adviser (RIA) or Research Analyst (RA). This page is not a personalised investment service.