Best SIP Calculator India — 2026
India's most accurate free SIP calculator. Plan monthly mutual fund investments, project goal-based maturity value, and visualize compound growth instantly.
SIP Returns Calculator
See how your monthly investments can grow over time
Your Investment Growth
Total Invested
₹12.00 L
120 months × ₹10,000
Estimated Returns
+₹11.23 L
94% gain
Total Future Value
₹23.23 L
after 10 years @ 12% p.a.
Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully. All outputs are data-driven & AI-generated — not financial advice. For advice, consult your registered human professional. Koustav Biswas — Registered AP & AMFI-registered Mutual Fund Distributor, NOT a SEBI Registered Investment Advisor (RIA). AP: AP0397299811 | ARN: ARN-299498 | EUIN: E389902 | IRDA: HDF01653347
How to use India's best SIP calculator
A SIP (Systematic Investment Plan) lets you invest a fixed amount in mutual funds every month. Our SIP calculator uses the standard XIRR formula to project the future value of your investment based on your monthly contribution, expected annual return, and investment horizon.
For 2026 planning, most diversified equity mutual funds in India have delivered long-term CAGR of 12–15%. Conservative investors should use 10–12%; aggressive investors planning equity-heavy portfolios may model 14–16%.
Ready to start your SIP?
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