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    All money toolkits
    Ages 17–18
    Teen Money Skills
    Coming soon

    College and Independence Pack

    Course cost versus career, education loans, hostel budgets and the first ITR.

    ₹499
    Ask for early access

    Instant download once the pack goes live. Message us to be told first.

    Page by page

    1. 01Cover and my launch plan after Class 12
    2. 02Course cost vs expected first salary — return on fees
    3. 03Comparing four options: college A, college B, diploma, direct work
    4. 04Education loan maths — moratorium, interest and EMI
    5. 05Scholarships and fee waivers — where to apply
    6. 06Hostel and PG monthly budget
    7. 07Part-time work vs marks — the hours trade-off
    8. 08Credit card versus debit card, and how CIBIL starts
    9. 09My first income tax return — who must file and how
    10. 10Certificate — Financial Launch Level 9

    Who it is for

    Class 12 students, first-year college students and parents.

    Course cost vs salary
    Education loan maths
    Hostel budget
    CIBIL and first ITR

    What you download

    • 10 workbook pages
    • Google Sheets course comparison calculator
    • Education loan EMI and interest sheet
    • Ebook: Welcome to Adulthood, India Edition
    Fillable PDF workbook
    Google Sheets course comparison
    Ebook

    Others in this age group

    Ages 13–14

    First Budget Blueprint

    ₹449

    Ages 15–16

    Earning and Saving Toolkit

    ₹449

    Save with a bundle

    Teen Complete Bundle (Ages 13–18)

    Budget, earning, borrowing and the college decision — all three teen packs.

    ₹1,199

    All-Access Family Pass (Ages 5–65+)

    Every pack, every planner, one family. Free updates for life.

    ₹3,999

    Koustav Biswas · AMFI-registered Mutual Fund Distributor · ARN-194809 · EUIN E389902. Educational · AP + AMFI MFD · Not RIA / RA · PaRRVA out-of-scope. These packs are educational learning material for families and are not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully.