All money toolkits
    Ages 15–16
    Teen Money Skills
    Coming soon

    Earning and Saving Toolkit

    Part-time earnings, first bank account and the cost of borrowing.

    Instant download once the pack goes live. Message us to be told first.

    Page by page

    1. 01Cover and my earning and study plan
    2. 02Opening my own savings account — documents checklist
    3. 03Tuition, travel and data — my real monthly cost
    4. 04Earning from tuitions, design work or content — rate card
    5. 05What borrowing costs: ₹10,000 at 24% for one year
    6. 06Buy now pay later — the hidden trap
    7. 07My ₹10,000 emergency buffer plan
    8. 08Comparing a recurring deposit with a SIP
    9. 09Digital fraud red flags and how to report
    10. 10Certificate — Teen Earner Level 8

    Who it is for

    Class 10–11 students and parents.

    First bank account
    Tuition and travel budget
    Cost of borrowing
    Emergency buffer

    What you download

    • 10 workbook pages
    • Google Sheets income and expense planner
    • Loan cost calculator sheet
    • Ebook
    Fillable PDF workbook
    Google Sheets planner
    Ebook

    Others in this age group

    ₹449

    Save with a bundle

    Budget, earning, borrowing and the college decision — all three teen packs.

    ₹1,199

    Every pack, every planner, one family. Free updates for life.

    ₹3,999

    Koustav Biswas · AMFI-registered Mutual Fund Distributor · ARN-194809 · EUIN E389902. Educational · AP + AMFI MFD · Not RIA / RA · PaRRVA out-of-scope. These packs are educational learning material for families and are not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully.