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    Retirement Planning India 2026

    How much corpus do you actually need? How much SIP from today? Plan Future AI's retirement engine answers both — inflation-adjusted, tax-aware, India-specific.

    Retirement Calculator
    Real Corpus Math
    Inflation-adjusted, not nominal
    4% Withdrawal Rule
    India-tuned, sustainable income
    Distributor-Led
    AMFI ARN-194809

    The 4-step retirement framework

    1. Estimate post-retirement monthly expenses in today's rupees (typically 70–80% of current).
    2. Inflate to retirement year using 6% CPI assumption.
    3. Apply 25× rule to get the corpus you need at retirement.
    4. Back-solve for monthly SIP at a realistic 11–12% equity CAGR.
    Try Goal Slider Top Retirement Funds

    Mutual fund investments are subject to market risks. Returns shown are illustrative and not guaranteed. Plan Future AI is an AMFI-registered Mutual Fund Distributor (ARN-194809), not a SEBI-registered Investment Advisor. Consult your tax advisor for personalized retirement planning.