NRI Investment in India 2026
India remains the highest-growth large equity market for NRIs to allocate to. Get AI-ranked mutual fund picks, NRE/NRO setup help, and DTAA-aware tax guidance from an AMFI-registered MFD.
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What NRIs should know
- Eligibility: Most AMCs accept NRIs from UAE, UK, Singapore, Australia, GCC. Some restrict USA & Canada NRIs (FATCA).
- Repatriation: Use NRE for fully repatriable investments; NRO for India-sourced income.
- Tax: 20% STCG / 12.5% LTCG on equity (gains > ₹1.25L). DTAA can credit this in your home country.
- SIP discipline: Auto-debit from NRE works seamlessly even from abroad.
- Goal-based: Map SIPs to specific INR goals (kid's education in India, retirement, family home).
NRI mutual fund investments are subject to market and currency risks. Tax treatment depends on your country of residence and DTAA agreements. Plan Your Future is an AMFI-registered Mutual Fund Distributor (ARN-194809), not a SEBI-registered Investment Advisor. Consult your tax advisor before investing.