Koustav Biswas · AMFI MF Distributor · IRDAI Insurance Dist. · NSE & BSE Auth. Person · ARN-194809
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    Front cover of The Launchpad Architecture — Ages 18–25
    The Launchpad Architecture — Ages 18–25 — front cover
    Ages 18–25 · Early career
    Available on Google Play

    Money books for 18 to 25 year olds in India

    The Launchpad Architecture — a 118-page printable early career programme on salary, cash flow, credit, taxes and equity compounding for ages 18–25.

    ₹500

    Google Play list price · before tax. Final price in store.

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    The Launchpad Architecture (Ages 18–25)

    ₹500

    Google Play list price · before tax. Final price in store.

    Get on Google Play View on Amazon Read free sample

    Prefer listening? Hear it free first

    The podcast series for this age group, in Hindi and Bengali — free on YouTube.

    हिन्दी(Hindi)

    Age 18–30

    বাংলা(Bengali)

    Age 18–30

    What you learn

    • First salary slip decoded: basic, HRA, EPF, TDS and take-home pay
    • Cash-flow architecture, emergency fund and insurance before investing
    • Credit cards, EMIs and how a strong CIBIL score is built
    • Old regime versus new regime tax planning, worked out in rupees
    • Equity compounding with SIPs, index funds and a net worth dashboard

    Page by page

    1. 01Cover and my financial autonomy plan for the next ten years
    2. 02Skills to income — building an earning engine in your twenties
    3. 03First salary slip: basic, HRA, EPF, TDS and take-home pay
    4. 04Monthly cash-flow architecture — the 50-30-20 reality check
    5. 05Emergency fund and insurance before any investment
    6. 06Building credit: CIBIL, credit cards and the cost of EMIs
    7. 07Old regime versus new regime — tax planning in rupees
    8. 08Equity compounding — SIPs, index funds and time in the market
    9. 09Mutual funds, stocks, FDs and bonds compared honestly
    10. 10Goal mapping: higher studies, home, travel and freedom fund
    11. 11Net worth dashboard and the yearly money review
    12. 12Certificate — Early Career Wealth Engineer

    Common questions

    Where can I buy this book?

    Buy it on Google Play Books or Amazon using the buttons on this page. You pay the store directly and read the book in its app on your phone, tablet or computer.

    Do I need an account to buy?

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    Can I read it on my phone?

    Yes. Google Play Books works on Android, iPhone and the web; Amazon Kindle editions open in the Kindle app.

    What does it cost?

    The current price is shown on the Google Play Books or Amazon page, in rupees, before you pay.

    Books for other ages

    Age 5 · KindergartenAges 6–7 · Class 1–2Age 8 · Class 3Age 9 · Class 4Age 10 · Class 5Age 11 · Class 6Age 12 · Class 7Age 13 · Class 8Age 14 · Class 9Age 15 · Class 10Ages 16–17 · Classes 11–12Ages 25–50 · Mid-career executiveAges 50–65 · Pre-retirement and retirementSee all money books

    Koustav Biswas · AMFI-registered Mutual Fund Distributor · ARN-194809 · EUIN E389902. Educational · NSE & BSE Authorised Person · AMFI-registered Mutual Fund Distributor · Not a SEBI-registered Investment Adviser (RIA) or Research Analyst (RA). These books are educational learning material for families and are not a personalised investment service. Mutual fund investments are subject to market risks; read all scheme related documents carefully.