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    All money toolkits
    Ages 19–25
    Working Years
    Coming soon

    First Job Money OS

    Salary slip to savings: budget, emergency fund, first SIP and tax basics.

    ₹999₹1,499
    Ask for early access

    Instant download once the pack goes live. Message us to be told first.

    Page by page

    1. 01Reading my salary slip: basic, HRA, EPF, professional tax
    2. 02Monthly budget in rupees with a 50-30-20 view
    3. 03Emergency fund: six months of real expenses
    4. 04Term insurance and health cover before investing
    5. 05My first SIP — amount, category and step-up plan
    6. 06Old regime vs new regime — a simple comparison sheet
    7. 07EPF, PPF and NPS: what each one is for
    8. 08Credit card rules and CIBIL score care
    9. 09Net worth tracker — assets minus liabilities
    10. 10Yearly money review checklist

    Who it is for

    Young professionals in their first three years of work.

    Salary slip
    EPF and NPS
    Emergency fund
    First SIP
    Old vs new tax regime

    What you download

    • Google Sheets and Excel money dashboard
    • Emergency fund and SIP planners
    • Tax regime comparison sheet
    • Ebook: First Job Money OS
    Google Sheets dashboard
    Excel version
    Ebook
    Printable checklists

    Others in this age group

    Ages 26–50

    Family Wealth OS

    ₹1,499

    Save with a bundle

    All-Access Family Pass (Ages 5–65+)

    Every pack, every planner, one family. Free updates for life.

    ₹3,999

    Koustav Biswas · AMFI-registered Mutual Fund Distributor · ARN-194809 · EUIN E389902. Educational · AP + AMFI MFD · Not RIA / RA · PaRRVA out-of-scope. These packs are educational learning material for families and are not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully.